When your friend invites you to Lemonade, they should have provided a referral link or code via email, text message, or social media. You can click on this link and sign up for a personal Lemonade Finance account. 

Alternatively, you can sign up for a Lemonade account and then enter the referral code on your personal profile page. If you sign up via the link and transfer a minimum of $10.00 CAD to Africa, you’ll receive 10% cashback in your Lemonade Finance account provided you and your referring friend have both complied with all applicable terms.