First of all, you must understand that no financial institution in Nigeria can access your financial data with your BVN. The BVN is only a mere instrument of identification required to open Nigerian bank accounts. 


Are you still worried or experiencing any issues with verifying your BVN on Lemonade Finance app? We’ve got you covered.


The BVN gives each customer a unique identity across the Nigerian Banking industry and can be used for easy identification and verification.


First of all, here are important things to note about your BVN and why it is required on Lemonade Finance;

  1. Your BVN is an identifier, not an access point to your bank accounts.
  2. It identifies you by your name, phone number, and date of birth. 
  3. It doesn’t give anyone including Lemonade Finance automatic access to your bank accounts.
  4. On Lemonade Finance, it helps us identify and verify you.

Having troubles verifying your BVN on Cowrywise?


Please click this link to visit the approved BVN validation portal on the NIBBS website to validate your BVN. 

Follow these steps;

  1. Enter your BVN and date of birth
  2. Click the search button.
  3. You will be required to pay a sum of N25 to proceed.
  4. Select a payment method that suits you.
  5. Your BVN record will be displayed.

Enter the BVN and date of birth as it is on this portal on your Lemonade Finance account to verify your BVN.